Reason Codes/Amex C02
AmexConsumer Dispute

Amex Reason Code C02

Credit Not Processed

What the cardholder claims

"Expected credit/refund never posted."

Win rate

10-25%

With proper evidence

Response deadline

120 days

From dispute filing

Required evidence (in priority order)

  1. 1refund_documentation

Response strategy

Prove refund was issued via processor confirmation.

Stripe category

credit_not_processed

Stripe maps this network-level code to this simplified category.

Responding to this chargeback?

Rebutto packages these exact evidence fields into the format Stripe requires. First dispute free on the Shopify App, or $9.99 on the web tool.