Guides, tips, and strategies to help you win payment disputes.
The average merchant chargeback win rate is 20-30%. But some merchants win 60-80% of disputes. What separates winners from losers? We break down the real data by dispute type, transaction size, industry, and evidence quality.
Every chargeback has a reason code that determines what evidence you need. This reference covers Visa, Mastercard, and Stripe reason codes with the exact response strategy for each.
A chargeback rebuttal letter is a formal statement disputing a cardholder's claim. Learn the exact structure, what to include, and copy-paste templates for every dispute type.
PayPal gives merchants 20 days to respond to disputes. Learn exactly what evidence to submit, how to format it, and the strategies that win 65%+ of PayPal chargebacks.
Stripe requires up to 21 specific evidence fields for chargeback disputes. Most merchants fill 3-5 and lose. This guide explains every field, when to use it, and how to maximize your win rate.