AmexFraud
Amex Reason Code F30
EMV Counterfeit Fraud
What the cardholder claims
"Transaction processed without EMV chip."
Win rate
5-15%
With proper evidence
Response deadline
120 days
From dispute filing
Required evidence (in priority order)
- 1
receipt
Response strategy
Very hard to win. Liability shifted to merchant for non-EMV terminals. Only winnable if cardholder is part of fraud ring.
Stripe category
fraudulentStripe maps this network-level code to this simplified category.
Responding to this chargeback?
Rebutto packages these exact evidence fields into the format Stripe requires. First dispute free on the Shopify App, or $9.99 on the web tool.