Reason Codes/Mastercard 4855
MastercardConsumer Dispute

Mastercard Reason Code 4855

Goods or Services Not Provided

What the cardholder claims

"I never received the goods or services."

Win rate

70-85%

With proper evidence

Response deadline

120 days

From dispute filing

Required evidence (in priority order)

  1. 1shipping_documentation
  2. 2shipping_tracking_number
  3. 3shipping_carrier
  4. 4shipping_address

Response strategy

Same playbook as Visa 13.1. Delivery confirmation with matching address wins most cases. Signature required for orders over $500 (Mastercard).

Stripe category

product_not_received

Stripe maps this network-level code to this simplified category.

Responding to this chargeback?

Rebutto packages these exact evidence fields into the format Stripe requires. First dispute free on the Shopify App, or $9.99 on the web tool.