Reason Codes/Visa 13.4
VisaConsumer Dispute

Visa Reason Code 13.4

Counterfeit Merchandise

What the cardholder claims

"The item is counterfeit."

Win rate

25-40%

With proper evidence

Response deadline

120 days

From dispute filing

Required evidence (in priority order)

  1. 1product_description
  2. 2authenticity_proof
  3. 3customer_communication

Response strategy

Provide proof of authenticity from authorized supplier. Invoices, brand authorization letters, and certification help most.

Stripe category

product_unacceptable

Stripe maps this network-level code to this simplified category.

Responding to this chargeback?

Rebutto packages these exact evidence fields into the format Stripe requires. First dispute free on the Shopify App, or $9.99 on the web tool.